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Debt Collection Complaints: What the FTC and CFPB Have to Say

For anyone who has struggled with debt, you know how much that financial strain can impact every other part of your life. From negatively affecting your health to limiting your ability to enjoy life, debt can take a serious toll on your well-being and quality of life. This is particularly true when dealing with debt collectors, who may contact you in a variety of ways as they attempt to pursue an outstanding debt.  The fear of //READ MORE

2020-02-27T18:40:43-06:00 March 10th, 2020|Community|

Can a Creditor Collect a Debt During Bankruptcy?

For those facing the burden of severe debt, bankruptcy can be a way to hit refresh and gain a new start. In the long-term, bankruptcy can allow debtors to discharge certain debts and restructure others, to make them less of a month to month struggle. At the same time, bankruptcy also offers debtors short-term relief and protection.  This process is intended to give debtors some breathing room and space, particularly when it comes to their most //READ MORE

2020-02-13T17:49:00-06:00 February 11th, 2020|Community|

The Chicago Real Estate Market In 2020: 3 Factors to Watch

We’re writing this in January 2020, the start of a new year — and a new decade. So, what do the twelve months ahead hold for Chicago’s real estate market? If you’re looking to buy, sell, or develop real estate in the year to come, this is probably a question you’ve asked more than a few times.  Unfortunately, it’s not necessarily a question that is easy to answer as we look to the future. Chicago’s real //READ MORE

2020-01-20T16:00:36-06:00 January 28th, 2020|Community|

What Does It Take to Remove a Lien?

If you’ve had a creditor place a lien on your home or another piece of property, you’re certainly not alone. Here in Chicagoland and all across the country, homeowners face a variety of liens, stemming from judgments, unpaid taxes, contractor’s fees, and more.  In short, a lien is a mechanism that a creditor can use as legal claim to, or a charge against, your property, in order to secure payment or performance of an obligation from //READ MORE

2020-01-03T13:16:46-06:00 January 14th, 2020|Community|

Can Creditors Continue Contacting Me After a Bankruptcy Discharge?

Most people file for bankruptcy in the hopes of getting a fresh financial start. Bankruptcy can allow consumers to discharge certain debts and restructure others, making them less of a month-to-month burden. And even before you achieve a discharge through Chapter 7 or Chapter 13, filing for bankruptcy can give you some much needed breathing room, thanks to protections including the automatic stay.  So, what can you do if creditors or debt collectors continue to try //READ MORE

2019-12-12T14:16:53-06:00 December 23rd, 2019|Community|