What Does It Take to Remove a Lien?

If you’ve had a creditor place a lien on your home or another piece of property, you’re certainly not alone. Here in Chicagoland and all across the country, homeowners face a variety of liens, stemming from judgments, unpaid taxes, contractor’s fees, and more.  In short, a lien is a mechanism that a creditor can use as legal claim to, or a charge against, your property, in order to secure payment or performance of an obligation from //READ MORE

2020-01-03T13:16:46-06:00 January 14th, 2020|Community|

Can Creditors Continue Contacting Me After a Bankruptcy Discharge?

Most people file for bankruptcy in the hopes of getting a fresh financial start. Bankruptcy can allow consumers to discharge certain debts and restructure others, making them less of a month-to-month burden. And even before you achieve a discharge through Chapter 7 or Chapter 13, filing for bankruptcy can give you some much needed breathing room, thanks to protections including the automatic stay.  So, what can you do if creditors or debt collectors continue to try //READ MORE

2019-12-12T14:16:53-06:00 December 23rd, 2019|Community|

Consumer Protection: Keeping an Eye Out for Holiday Scams in 2019

New Year’s Eve, Thanksgiving, Christmas, Chanukah, a particularly dramatic Blackhawks win in overtime — whatever holiday you celebrate come the winter months, this time of year should be special. Winter is a time when people from all over come together to celebrate, reflect on the year that was, look ahead to the future, and exchange gifts.  This time of year is also when many families, individuals, and businesses give to charity more generously, and begin to //READ MORE

2019-12-05T17:15:29-06:00 December 19th, 2019|Community|

Getting Serious About Debt Relief In the New Year

New year, new you?  The start of a new year is an opportunity to reflect on where you’ve been, and where you’d like to go. With a whole twelve months stretching out ahead of you, it’s easy to feel optimistic about achieving your biggest goals. For millions of Americans, that means taking practical steps to get a hold on their finances, and start taking action to manage their debts.  //READ MORE

2019-11-22T12:47:00-06:00 December 5th, 2019|Community|

‘Is There a Minimum Amount of Debt Needed to Qualify for Bankruptcy?’

For individuals struggling with debt, bankruptcy can be a viable way to hit refresh — allowing you to discharge certain debts or restructure others, so that you can take a moment to breathe, and then move forward on more sound financial footing.  With that being said, it’s also important to understand that while bankruptcy can be a practical path for individuals, families, wage earners, and retirees, it’s also not a “one size fits all” solution.  In //READ MORE

2019-11-22T12:31:43-06:00 December 3rd, 2019|Community|