Applying for Credit After Bankruptcy: Key Things to Keep In Mind

Bankruptcy is intended to give debtors some breathing room, and the chance at a fresh start. The bankruptcy process can allow debtors to discharge certain debts and restructure other obligations, to make them less of a month-to-month burden. This way, the debtor can move forward as a productive member of the economy once again – and often, that is going to include taking on new lines of credit over time.  For debtors looking to move on //READ MORE

2019-10-21T15:42:08-05:00 October 29th, 2019|Community|

Looking Out For Debt Relief and Credit Repair Scams

When you’re facing mounting debts, every ringing phone or trip to the mailbox can become a stressful ordeal. Debt can impact just about every aspect of a person’s life – including your overall health and well-being. If you’re feeling trapped under burdensome debt, it’s only natural to start looking for ways to get out from under it all – or, at the very least, to find a solution that may make your monthly obligations more manageable.  //READ MORE

2019-10-14T16:30:48-05:00 October 24th, 2019|Community|

What Does It Mean to Discharge a Debt?

Bankruptcy is a way for debtors to discharge certain debts, and restructure others to make them more manageable. It is intended as a way for those struggling with mounting debts to hit “reset,” in order to take a breather, and, eventually, reenter the economy with a cleaner slate.  If you’re considering bankruptcy as a lasting solution for debt relief, it’s important to know what it really means to receive a discharge — including what types of //READ MORE

2019-10-14T16:17:14-05:00 October 22nd, 2019|Community|

What Does a Mortgage Servicer Do?

When you purchase a home, there are countless moving parts to consider as you head from contract to closing – including hammering out the details of your mortgage with your lender. In this rush, it’s easy to get caught up on everything happening in the present tense, and put off looking to the future.  Eventually, though, things will settle down, and your mortgage payments will go from something new and exciting, to an obligation that routine //READ MORE

2019-10-08T12:55:53-05:00 October 17th, 2019|Community|

What Is A Transfer on Death Instrument, or TODI?

After a lifetime of building wealth, how can you ensure that your most important assets are passed down according to your wishes? Whether you’re a new homeowner or you have several decades in your “Forever Home” under your belt, it’s never too early to start thinking about estate planning for your home, financial accounts, and other assets.  The choices you make now could mean all the difference for your friends and family when you’re no longer //READ MORE

2019-10-08T12:46:23-05:00 October 15th, 2019|Community|