What Is Bankruptcy, Really?

What is bankruptcy — and what does it really mean for individuals and households in Chicago and around the country? These are fairly straightforward questions, with answers that will naturally change, depending on who you’re speaking with. Sometimes, it may feel hard to get a clear understanding of what goes into the bankruptcy process, particularly when you’re trying to get a handle on all of the unique variables for your situation. To make matters more difficult, //READ MORE

2019-12-30T13:41:20-06:00 January 7th, 2020|Community|

Achieving Your Real Estate Resolutions In 2020

What do you think about New Year’s resolutions? Are they a part of your yearly routine, or do you think you’re better off without them? Do you think setting goals for the twelve months ahead is a noble idea, or just a waste of time?  Ask a group of people these questions, and you’ll probably find that the group is split down the middle, more or less. According to a report from Forbes, roughly 40 percent //READ MORE

2019-12-20T11:24:35-06:00 December 31st, 2019|Community|

Can Creditors Continue Contacting Me After a Bankruptcy Discharge?

Most people file for bankruptcy in the hopes of getting a fresh financial start. Bankruptcy can allow consumers to discharge certain debts and restructure others, making them less of a month-to-month burden. And even before you achieve a discharge through Chapter 7 or Chapter 13, filing for bankruptcy can give you some much needed breathing room, thanks to protections including the automatic stay.  So, what can you do if creditors or debt collectors continue to try //READ MORE

2019-12-12T14:16:53-06:00 December 23rd, 2019|Community|

Consumer Protection: Keeping an Eye Out for Holiday Scams in 2019

New Year’s Eve, Thanksgiving, Christmas, Chanukah, a particularly dramatic Blackhawks win in overtime — whatever holiday you celebrate come the winter months, this time of year should be special. Winter is a time when people from all over come together to celebrate, reflect on the year that was, look ahead to the future, and exchange gifts.  This time of year is also when many families, individuals, and businesses give to charity more generously, and begin to //READ MORE

2019-12-05T17:15:29-06:00 December 19th, 2019|Community|

FAQ: Can a Bankruptcy Case Be Dismissed?

The vast majority of people filing for bankruptcy have clear goals in mind. They’re entering this intimidating process because they want to gain some breathing room from their creditors and get serious about discharging or restructuring their debts, so that they can move forward on surer financial footing, regain stability, and reclaim some peace of mind.  In short, a well-managed bankruptcy filing can be a fresh financial start. The key word there? “Well-managed.”  It’s important to //READ MORE

2019-12-05T17:02:26-06:00 December 17th, 2019|Community|