Getting Serious About Debt Relief In the New Year

New year, new you?  The start of a new year is an opportunity to reflect on where you’ve been, and where you’d like to go. With a whole twelve months stretching out ahead of you, it’s easy to feel optimistic about achieving your biggest goals. For millions of Americans, that means taking practical steps to get a hold on their finances, and start taking action to manage their debts.  //READ MORE

2019-11-22T12:47:00-06:00 December 5th, 2019|Community|

‘Is There a Minimum Amount of Debt Needed to Qualify for Bankruptcy?’

For individuals struggling with debt, bankruptcy can be a viable way to hit refresh — allowing you to discharge certain debts or restructure others, so that you can take a moment to breathe, and then move forward on more sound financial footing.  With that being said, it’s also important to understand that while bankruptcy can be a practical path for individuals, families, wage earners, and retirees, it’s also not a “one size fits all” solution.  In //READ MORE

2019-11-22T12:31:43-06:00 December 3rd, 2019|Community|

Seniors and Bankruptcy: A Growing Trend

Though the number of consumer bankruptcies has largely been declining overall throughout the last several years, there is one demographic for whom bankruptcy is actually becoming more and more common – and it’s a trend that is alarming many economic watchdogs and consumer protection experts.  A growing body of research has indicated that the number of older Americans filing for bankruptcy has skyrocketed in recent years. Much of this reporting comes from one prominent 2018 study, //READ MORE

2019-11-19T13:27:36-06:00 November 29th, 2019|Community|

Consumer Protection: Avoiding Winter Scams

The weather may be getting colder — but consumer protection experts warn that scam season is heating up, here in Chicagoland and around the country.  Every year, unsuspecting homeowners and investors fall victim to a wide variety of wintertime scams. As the AARP explains, some of the most common forms of winter fraud involve scammers offering to provide a service — such as chimney sweeping, furnace and ductwork cleaning, or snow removal — only to suddenly //READ MORE

2019-11-19T13:12:21-06:00 November 26th, 2019|Community|

Three FAQs About Title Insurance

When it comes to buying or selling a home here in Chicago or around the country, title is one of the most important concepts to understand – and also one of the most frequently overlooked.  In real estate, title refers to who has the legal ownership of, and the right to use, a certain property. During a real estate transaction, a title agent will perform a thorough title search on the property, looking for liens, encroachments, //READ MORE

2019-11-25T09:30:48-06:00 November 21st, 2019|Community|